:root{
  --ink:#162033; --muted:#5c6679; --bg:#f5f7fb; --card:#ffffff;
  --accent:#1769e0; --accent2:#0f4da9; --line:#dce3ee; --soft:#eef5ff;
  --warm:#fff7e6; --green:#eaf7ef; --shadow:0 10px 32px rgba(24,40,72,.08);
  --radius:16px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%}.wrap{width:min(1180px,92%);margin:0 auto}
.skip{position:absolute;left:-9999px;top:auto}.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;border:2px solid var(--accent);z-index:999}
header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(10px)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:76px}
.brand{font-weight:900;color:var(--ink);font-size:1.25rem;letter-spacing:-.02em;white-space:nowrap}.brand span{color:var(--accent)}
.navwrap{display:flex;align-items:center;gap:18px}.nav{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.nav a{color:var(--ink);font-weight:700;font-size:.93rem}
.header-cta{background:var(--accent)!important;color:#fff!important;padding:10px 14px;border-radius:10px;white-space:nowrap}.header-cta:hover{background:var(--accent2)!important;text-decoration:none!important}
.hero{background:linear-gradient(180deg,#fff,#f5f7fb);padding:82px 0 58px}.hero h1{font-size:clamp(2.3rem,6vw,4.8rem);line-height:1.01;letter-spacing:-.045em;max-width:930px;margin:.2em 0}.hero p{max-width:760px;font-size:1.2rem;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--accent);color:#fff!important;padding:12px 18px;border-radius:11px;font-weight:850;margin:7px 8px 7px 0;box-shadow:0 4px 14px rgba(23,105,224,.15)}
.btn:hover{background:var(--accent2);text-decoration:none}.btn.secondary{background:#fff;color:var(--ink)!important;border:1px solid var(--line);box-shadow:none}
main{padding:44px 0}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--accent);font-weight:900;font-size:.76rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 3px 18px rgba(24,40,72,.04)}.card h2,.card h3{margin-top:0;line-height:1.25}
.article-shell{display:grid;grid-template-columns:minmax(0,820px) 300px;gap:34px;align-items:start}.article h1{font-size:clamp(2.15rem,5vw,3.5rem);line-height:1.07;letter-spacing:-.04em;margin:.35em 0}.article h2{margin-top:44px;line-height:1.22}.article h3{margin-top:30px;line-height:1.3}.article p,.article li{font-size:1.04rem}.dek{font-size:1.2rem!important;color:var(--muted)}.meta{color:var(--muted);font-size:.92rem}
.note,.cta,.sourcebox,.verdict{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;margin:28px 0}.cta{border-left:5px solid var(--accent);box-shadow:var(--shadow)}.verdict{background:var(--soft)}.sourcebox{font-size:.93rem;color:var(--muted)}
.disclosure{background:var(--warm);padding:12px 15px;border-radius:9px;font-size:.9rem;color:#5c4a20}
.sidebar{position:sticky;top:100px}.sidecard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin-bottom:18px;box-shadow:0 4px 20px rgba(24,40,72,.05)}.sidecard h3{margin-top:0}.sidecard ul{padding-left:20px;margin-bottom:0}.sidecard .btn{width:100%;margin:6px 0}
table{width:100%;border-collapse:collapse;background:#fff;margin:25px 0;border-radius:12px;overflow:hidden}th,td{padding:13px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#eef3f9}
.kicker{display:inline-block;background:var(--soft);border:1px solid #d6e5fb;color:var(--accent2);font-weight:800;border-radius:999px;padding:5px 10px;font-size:.82rem}
.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:8px}.breadcrumb a{color:var(--muted)}
footer{background:#111827;color:#d7deea;padding:44px 0;margin-top:55px}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}.foot h3{color:#fff}
.small{font-size:.9rem;color:var(--muted)}
@media(max-width:900px){.article-shell{grid-template-columns:1fr}.sidebar{position:static}.nav{display:none}.header-row{min-height:68px}.foot{grid-template-columns:1fr 1fr}.grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid{grid-template-columns:1fr}.hero{padding:54px 0 38px}.header-cta{font-size:.86rem;padding:9px 11px}.foot{grid-template-columns:1fr}.article h1{font-size:2.2rem}}